The Business of Belonging: Investing in Our Community

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The Business of Belonging: Investing in Our Community

By Kyle DeCicco, President and CEO, Sanibel Captiva Community Bank

What makes a community strong?

Certainly, a healthy economy and thriving businesses are essential. But the communities that endure are built on something deeper: people who care about their neighbors, support nonprofits and invest their time, talents and resources in strengthening the place they call home.

At Sanibel Captiva Community Bank, we believe being a community bank means being part of the community in every sense of the word.

It means understanding that behind every business is a person with an idea, a family depending on its success and employees who rely on that business to provide opportunities and support their families. It means recognizing that nonprofits provide critical services, address community needs and help strengthen the sense of belonging that allows our islands to flourish.

President and CEO, Sanibel Captiva Community Bank

As a community banker, I've had the privilege of seeing firsthand what can happen when businesses, nonprofits and residents come together around a shared purpose. When a business supports a nonprofit, employees volunteer their time, or community partners come together around a common cause, those efforts build connections and momentum that benefit the community long term.

Since 2003, Sanibel Captiva Community Bank has invested millions of dollars in support of more than 400 charitable causes. But the true measure of community investment is not simply how much an organization gives. It's what that generosity makes possible.

The aftermath of Hurricane Ian was a lesson in what belonging looks like. Businesses worked tirelessly to reopen. Nonprofits responded to critical needs. Residents, volunteers and community leaders stepped forward to help recover what was lost and begin rebuilding the islands we love.

Recovery required substantial financial resources, but it also called for trust, collaboration and a willingness to show up for one another. As difficult as that time was, it reminded us that the strength of our community wasn’t measured only by what was recovered and rebuilt, but by how people came together in the face of unimaginable loss.

That same spirit continues to shape our islands today.

Local businesses play a vital role, and their impact extends far beyond their products and services. Through charitable support, volunteerism, mentorship and civic involvement, businesses of all sizes help strengthen the fabric and character of our islands.

Business success and community well-being go hand in hand. The future of our islands depends on more than economic success. It depends on all of us continuing to invest in one another and in the islands we share. That spirit of generosity and shared responsibility is worth celebrating, and it's what will continue to make our islands stronger for generations to come.

About the 2026 Generosity Breakfast

The Charitable Foundation of the Islands invites the community to its annual Generosity Breakfast on Monday, November 16, at Sundial Beach Resort & Spa. Centered on the theme Belonging: You Matter More Than You Know, the event will feature nationally recognized philanthropy speaker Lynne Wester, celebrate local Generosity Champions, and highlight the impact of CFI's Community Impact Fund. Guests will have the opportunity to support the fund and help strengthen the future of Sanibel and Captiva.

Tickets are almost sold out! Learn more and reserve your seat at www.charitablefoundationoftheislands.org/generosity-breakfast-2026.

Sanibel Captiva Community Bank

Founded in 2003, Sanibel Captiva Community Bank has nine locations open throughout Lee County. On Fort Myers Beach, the bank is operating a temporary office open on Wednesdays, 9 a.m. to 4 p.m. and Fridays, 9 a.m. to 5 p.m., while its permanent full-service branch is under development.

Sanibel Captiva Community Bank is nationally ranked as a top performing community bank by S&P Global Market Intelligence and is consistently rated a 4- to 5-star institution by Bauer Financial, a trusted independent bank rating firm. With more than $1 billion in total assets, the bank is well-capitalized and generates one of the highest returns on equity of all Florida banks.

The bank employs more than 120 employees, and more than 60% are current shareholders. Since 2003, the bank has contributed well over $5 million to over 400 local, charitable causes and employees volunteer close to 1,000 hours annually.

Sanibel Captiva Community Bank’s team members provide customized individual and business banking services and specialize in residential and commercial lending. The bank offers personal and business checking, residential and commercial lending services, instant issue debit cards and a full array of digital banking products and services, including mobile banking apps, Card Hub, online bill pay, Zelle®, Positive Pay and ACH Manager. To learn more, visit sancapbank.com.

Pfeifer Realty Group Renews $15,000 Sponsorship of CFI’s 2027 Volunteer Expo

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Annual community-wide event returns January 27 with the theme “Together, We Can Make a Difference”

The Charitable Foundation of the Islands (CFI) is pleased to announce that Pfeifer Realty Group has renewed its $15,000 sponsorship of the 2027 Volunteer Expo, marking the third consecutive year the company has powered this community-wide gathering. The Expo will take place Wednesday, January 27, 2027, from 3:30 to 6:00 p.m. at the Sanibel Community House.

With this year’s theme, “Together, We Can Make a Difference,” the Volunteer Expo will bring together 50 local nonprofit organizations, clubs, and community groups, connecting residents and visitors with meaningful opportunities to volunteer, build relationships, and contribute to the vitality of Sanibel and Captiva.

From left: Kerri Maw, Realtor; Bryan Hall, Realtor; Eric Pfeifer, Owner/Broker; Savannah Smith, Marketing Director; Bryli Antalick, Program and Administrative Coordinator at the Charitable Foundation of the Islands (CFI); Diane Barr, Client Services and Office Manager; and Savannah Kelly, Director of Community Engagement at CFI. All others pictured are with Pfeifer Realty Group.

Pfeifer Realty Group’s continued investment reflects its commitment to civic engagement and community leadership across the islands. The Expo provides a welcoming entry point for people seeking to become more involved, whether they are new to the community, seasonal residents, or longtime islanders looking for new ways to serve.

Learn more about Pfeifer Realty Group

“Mary Ellen and I believe that a strong community is built when people connect with one another and find ways to contribute,” said Eric Pfeifer, Broker-Owner of Pfeifer Realty Group and a CFI board member. “The Volunteer Expo makes those connections possible. It gives people an opportunity to discover organizations doing meaningful work and find their own place in the community. We’re proud to continue supporting an event that brings our islands together.”

The 2027 Expo will feature opportunities to meet local organizations, learn about volunteer needs, and discover ways to share individual skills, interests, and talents. Attendees will also receive a free copy of CFI’s 2027 Volunteer Directory, available in print at the event and online, providing a resource for discovering local nonprofits, clubs, and community opportunities throughout the year. Food and refreshments and event giveaways will add to the afternoon’s community atmosphere.

“Pfeifer Realty Group’s continued sponsorship is an investment in the people and organizations that make Sanibel and Captiva special,” said Dolly Farrell, executive director of CFI. “The Volunteer Expo is one of the ways we turn community spirit into community action. By helping residents connect with local organizations, we strengthen our nonprofit sector, cultivate future leaders, and create more opportunities for people to make a difference together.”

CFI launched the Volunteer Expo in 2023 as part of its mission to inspire philanthropy, leadership, and collaboration for the vitality of the island community. The 2026 event welcomed more than 500 attendees

and over 50 local nonprofit organizations, demonstrating strong community interest in service, connection, and civic engagement.

Registration for the 2027 Volunteer Expo opens November 1. Community members can find event information and register at charitablefoundationoftheislands.org/volunteer-expo.

2027 Volunteer Expo at a Glance

Date: Wednesday, January 27, 2027

Time: 3:30–6:00 p.m.

Location: Sanibel Community House

Presented by: Charitable Foundation of the Islands

Powered by: Pfeifer Realty Group

Theme: Together, We Can Make a Difference

Registration opens: November 1, 2026

Click here to learn more

About the Charitable Foundation of the Islands

The Charitable Foundation of the Islands (CFI) inspires philanthropy, leadership, and collaboration for the vitality of the island community. Serving Sanibel and Captiva, CFI connects people, resources, and ideas to strengthen local nonprofits, foster community leadership, and support a vibrant island community. Learn more at MyCFI.org.

A Season of Connection: Mark Your Calendars

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Sanibel Fishing Pier Groundbreaking Celebrates the Power of Community Partnership

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The Charitable Foundation of the Islands (CFI) recently joined the City of Sanibel, community leaders and residents for the groundbreaking of the Sanibel Fishing Pier restoration project, marking an exciting milestone in bringing one of the island's most cherished landmarks back to life following Hurricane Ian. As the Islands’ community foundation, CFI supported the effort by facilitating tax-deductible donations from individuals, businesses, and foundations. 

The project demonstrates the power of public-private partnerships, bringing together the leadership and resources of the City of Sanibel, the dedication of local citizens, and the generosity of community donors. If construction progresses as planned and necessary approvals are received, the temporarily repaired pier is anticipated to reopen to the public in late November or early December.  

Pictured from left: Dana Souza, Sanibel City Manager; Dolly Farrell, Executive Director of the Charitable Foundation of the Islands; Simon Tutt, Sanibel Fishing Pier Citizen Committee; Richard Birney, Chair of the Sanibel Fishing Pier Citizen Committee; John Lai, President and CEO of the Sanibel & Captiva Islands Chamber of Commerce; Major Cory Bell, U.S. Army Corps of Engineers; and Fred Mittl, Sanibel Public Works Director.

Led by Richard Birney, a dedicated citizen committee rallied the community around a shared vision of restoring access to the Fishing Pier. To support the fundraising effort, CFI partnered with the committee to establish the Sanibel Pier Fund, serving as the charitable partner responsible for receiving and acknowledging donations, managing contributions and disbursing funds to the City of Sanibel as the project progresses. 

The City of Sanibel has played an instrumental role in bringing the project to this milestone, providing the leadership, technical expertise, planning and coordination necessary to advance the restoration. Working closely with the citizen committee and CFI, the City has helped turn a community-driven vision into tangible progress. 

Together, these efforts helped the fundraising campaign exceed its initial goal of approximately $300,000, reflecting the generosity and commitment of island residents, businesses and supporters.  

"This project is a wonderful example of what can happen when citizens, local government and philanthropy work together," said Dolly Farrell, Executive Director of the Charitable Foundation of the Islands. "Richard Birney and the citizen committee brought the community together, the City of Sanibel provided tremendous leadership and expertise, and CFI was proud to help facilitate the generosity that made this effort possible. We are grateful to everyone who played a role in bringing the Fishing Pier one step closer to reopening." 

Located near the historic Sanibel Lighthouse, the Fishing Pier has long been a gathering place for generations of residents and visitors. More than a place to fish, it is somewhere families gather, neighbors connect and lasting memories are made. 

The temporary restoration will allow the community to enjoy the existing pier again while the City continues planning and designing a permanent replacement. On October 6, the Sanibel City Council approved a preferred location for the future pier following a public information meeting and community input process. 

The groundbreaking represents more than a construction milestone. It celebrates the collective efforts of citizens, local government and philanthropic partners who share a commitment to restoring the places that make Sanibel special. 

For CFI, the partnership reflects the Foundation's commitment to connecting people, resources and community-driven initiatives that strengthen Sanibel and Captiva. Through partnerships like the Sanibel Pier Fund, CFI helps turn community generosity into meaningful, lasting impact. 

To learn more about the Sanibel Pier Fund, visit www.charitablefoundationoftheislands.org/sanibelpierfund. 

About the Charitable Foundation of the Islands 

The Charitable Foundation of the Islands (CFI) works to strengthen the Sanibel and Captiva communities through philanthropy, leadership and collaboration. Through charitable giving, community grantmaking and public-private partnerships, CFI connects generous people and resources with opportunities to make a lasting impact on the islands.

CFI to Host Fourth AI Training for Local Businesses, Nonprofits and Community Leaders

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The Charitable Foundation of the Islands (CFI) will host its fourth AI training session on Friday, October 16, from 8:00 to 10:00 a.m. at the Sanibel & Captiva Islands Association of REALTORS®, 2353 Periwinkle Way, Suite 201, Sanibel. The free workshop is designed for business owners, nonprofit professionals and community leaders who want to learn practical ways to use artificial intelligence in their everyday work. 

This session will focus on marketing your business or organization using Claude, including ways AI can help save time, strengthen messaging and reach customers or supporters more effectively. Participants will also have the opportunity to sit down with FGCU students for hands-on assistance, making the training especially helpful for those who want one-on-one support as they learn.  

The October 16 workshop marks the fourth training generously hosted by the Sanibel & Captiva Islands Association of REALTORS®. Their continued support has provided a space for members of the broader island community to learn new skills and explore tools that can strengthen local businesses and organizations. 

The training series was made possible through CFI’s Community Impact Fund, which helped bring the AIN Hub to the islands. CFI is also grateful to Brian Rist, FGCU professor and CFI board member, for making the connection that helped bring this resource to the community. 

“We are so grateful to the REALTORS® Association for continuing to open its doors to the community for these trainings,” said Savannah Kelly, Director of Community Engagement at CFI. “This series has been about giving our local businesses, nonprofits and community leaders practical tools they can actually use, and the opportunity to work directly with FGCU students makes this next session especially valuable.” 

The series is intended for anyone looking to use AI to grow a business, organization or personal brand, whether they are completely new to AI or already experimenting with it. 

Space is limited. Sign up today: 

Register for the October 16 AI Training

About the Charitable Foundation of the Islands 

The Charitable Foundation of the Islands works to strengthen the Sanibel and Captiva communities through philanthropy, leadership, collaboration and community investment. Through initiatives including the Community Impact Fund, CFI supports programs and partnerships that address community needs and create lasting impact. 

Keeping Accelerate Dollars Working on the Islands: CFI and Sanibel Captiva Community Bank Invest in Local Businesses

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Through the Accelerate Small Business Loan Program, the Charitable Foundation of the Islands (CFI) and Sanibel Captiva Community Bank are helping local businesses recover, grow and invest in the future of Sanibel and Captiva.

Created in the aftermath of Hurricane Ian, Accelerate is rooted in impact investing, an approach that allows charitable capital to address community needs while creating opportunities for those dollars to be reinvested over time. The program was made possible through generous seed funding provided by anonymous donors who believed in the recovery and long-term strength of the island business community. CFI does not charge administrative fees to the program, and charitable support to the Foundation helps make initiatives like Accelerate possible.

Sanibel Captiva Community Bank also provides its services to Accelerate at no cost. The bank underwrites applications, services the loans and handles the banking administration required to keep the program moving forward. Together, the partnership allows more of the program’s resources to remain focused on supporting island businesses.

To date, Accelerate has deployed more than $960,000 in low-interest loans to 11 local businesses, including ten on Sanibel and one on Captiva. Four are retail and service businesses, four are in recreation, rentals and tourism, two are restaurants and one is an accommodations provider. The balance of the original $1.2 million fund remains available, and because Accelerate was established as a revolving loan fund, dollars repaid by participating businesses can be reinvested into future loans, helping the program continue supporting Sanibel and Captiva businesses for years to come. The program has also experienced no loan defaults to date.

Accelerate is now entering its next phase, helping support entrepreneurs investing in the future of the islands. The four most recent loans have gone to business owners who are new to Sanibel and Captiva.

“Accelerate is a great example of what can happen when a community comes together around a shared goal,” said Kyle DeCicco, President and CEO of Sanibel Captiva Community Bank. “Our team is proud to contribute the lending expertise and support needed to help local businesses access this capital. By providing those services at no cost to the program, we can help ensure more of the dollars invested in Accelerate stay focused on Sanibel and Captiva businesses.”

From left: Rudi Hamer, Senior Vice President, Commercial Loan Officer and Portfolio Manager, Sanibel Captiva Community Bank; Kyle DeCicco, President and CEO, Sanibel Captiva Community Bank; Dolly Farrell, Executive Director, Charitable Foundation of the Islands; and Doug Congress, Vice Chair, Charitable Foundation of the Islands, and Chair of the Accelerate Investment Advisory Committee. 

Much of the day-to-day banking work is led by Rudi Hamer, Senior Vice President, Commercial Loan Officer and Portfolio Manager at Sanibel Captiva Community Bank, who works with applicants from the initial pre-screening process through closing. Hamer estimates she has donated more than 100 hours of her time to the Accelerate program, underscoring the significant in-kind commitment the Bank has made to its success.

“Sanibel Captiva Community Bank has been an incredible partner in making Accelerate possible,” said Doug Congress, Chair of the Accelerate Investment Advisory Committee and Vice Chair of CFI. “This is truly a community-driven program. From the individuals who initially invested in the fund to the Bank donating its expertise and CFI supporting the program without administrative fees, everyone involved shares the same goal of helping local businesses succeed.”

Applications are carefully reviewed through a multi-step process involving the Accelerate Investment Advisory Committee, investor representatives and Sanibel Captiva Community Bank. The Investment Advisory Committee includes community and business leaders Doug Congress, Brian Rist, Bob Wiesemann, John Talmage, Cindy Brown and John Lai.

THE LIGHTHOUSE CAFÉ: INVESTING IN THE NEXT CHAPTER

For Lighthouse Café owner Dan Billheimer, Accelerate provided an opportunity to move his business from recovery toward growth.

When Hurricane Ian pushed six feet of water through the Lighthouse Café in September 2022, Billheimer emptied the restaurant piece by piece onto the side of the road. Nearly everything was lost. Billheimer had spent much of his life dreaming of owning the café, which his uncle Mike operated for 33 years before him. Rebuilding meant starting over.

The café eventually reopened in a new location, but Billheimer had a larger vision for its future: developing a strong dinner service and expanding what the Lighthouse Café could offer the community.

The Lighthouse Café received a $50,000 Accelerate loan, which helped provide higher-interest debt relief and fund investment in its dinner program.

Dinner service began on December 15, 2025, and during the season averaged approximately 30 to 50 guests per night. The expansion also allowed the Lighthouse Café to add six positions to its payroll. Dinner service concluded for the season on August 15, 2026.

“After Hurricane Ian, there was an opportunity to design the new Lighthouse Café with a strong dinner service in mind,” Billheimer said. “The Accelerate loan enabled me to not only invest in this next level, but made me feel like my business is finally back after the storm.”

The Lighthouse Café story reflects the broader purpose of Accelerate: helping island businesses access capital that can support recovery, encourage growth and create new opportunities in the community.

ACCELERATE LOANS REMAIN AVAILABLE

Accelerate remains open to island businesses. Loans are available up to $100,000, with a competitive interest rate, first-year interest-only payments and a four-year term thereafter. Preference is given to businesses that meet a critical need for island recovery and to those that were open on Sanibel or Captiva before Hurricane Ian on September 28, 2022. Businesses interested in applying should email Accelerate@sancapcfi.org and include a phone number to request an application. Following a pre-screening call, qualified applicants will receive instructions for submitting a secure online application and supporting documentation.

For more information about the Accelerate Small Business Loan Program, call 239-322-3818 and select option 3 for Small Business Inquiries, email Accelerate@sancapcfi.org, or visit www.charitablefoundationoftheislands.org/accelerate.

Learn More : CFI Accelerate Loan Program

ABOUT THE CHARITABLE FOUNDATION OF THE ISLANDS

The Charitable Foundation of the Islands enhances quality of life on Sanibel and Captiva through strategic philanthropy and community leadership. By supporting initiatives that address critical local needs, CFI plays a key role in fostering a strong, connected and resilient community.

About Sanibel Captiva Community Bank (SanCapBank.com)

Founded in 2003, Sanibel Captiva Community Bank has nine locations open throughout Lee County. On Fort Myers Beach, the bank is operating a temporary office open on Wednesdays, 9 a.m. to 4 p.m. and Fridays, 9 a.m. to 5 p.m., while its permanent full-service branch is under development.

Sanibel Captiva Community Bank is nationally ranked as a top performing community bank by S&P Global Market Intelligence and is consistently rated a 4- to 5-star institution by Bauer Financial, a trusted independent bank rating firm. With more than $1 billion in total assets, the bank is well-capitalized and generates one of the highest returns on equity of all Florida banks. The bank employs more than 120 employees, and more than 60% are current shareholders. Since 2003, the bank has contributed well over $5 million to over 400 local, charitable causes and employees volunteer close to 1,000 hours annually.

Sanibel Captiva Community Bank’s team members provide customized individual and business banking services and specialize in residential and commercial lending. The bank offers personal and business checking, residential and commercial lending services, instant issue debit cards and a full array of digital banking products and services, including mobile banking apps, Card Hub, online bill pay, Zelle®, Positive Pay and ACH Manager. To

Learn more : Sanibel captiva Community Bank

Explore the Data Shaping Sanibel and Captiva with SanCap360!

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What does the data tell us about the health and future of Sanibel and Captiva? Community partners behind SanCap360 invite residents, nonprofit organizations, businesses and community leaders to explore the dashboard and discover the local data helping tell the story of the islands.

Supported in part by the Charitable Foundation of the Islands’ Community Impact Fund, SanCap360 brings important local data and insights together in one accessible resource. From the economy and community well-being to the environment, infrastructure and services, the dashboard provides a broader look at the factors shaping life on the islands and helps the community better understand trends over time. 

SanCap360 is a collaborative initiative of the Charitable Foundation of the Islands (CFI), the City of Sanibel, the Sanibel & Captiva Islands Chamber of Commerce, and Hammerhead Technology, which leads the dashboard’s design and development. As SanCap360 continues to grow, the partners encourage the community to check back regularly, explore the different indicators and use the information as a starting point for conversations about where Sanibel and Captiva are today and where the islands are headed. Visit https://sancap360.sanibel-captiva.org/ to explore SanCap360. 

 

Charitable Foundation of the Islands to Host Nonprofit Education Seminar with Nationally Recognized Fundraising Expert Lynne Wester

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“The Future of Fundraising Is… What Matters” will bring nonprofit professionals, board members and volunteers together for a morning of learning, connection and practical insight

The Charitable Foundation of the Islands (CFI) will welcome nationally recognized fundraising expert Lynne Wester for a special nonprofit education seminar, “The Future of Fundraising Is… What Matters,” on Tuesday, November 17, 2026, at the Marriott Sanibel Harbour Resort & Spa.

Wester leads the Donor Relations Group (DRG), which provides consulting, education and resources designed to help nonprofit organizations strengthen donor relationships and create meaningful donor experiences. Through her work with DRG, Wester brings a practical and innovative approach to donor relations, fundraising and nonprofit leadership. Learn more about the Donor Relations Group at donorrelations.com.

Designed for nonprofit staff, board members and volunteers, the half-day seminar will explore how organizations can cut through the ever-changing landscape of fundraising trends, tools and tactics and focus on what matters most to donors, volunteers and the fundraising profession.

 Lynne Wester, Founder and Principal of Donor Relations Group

Wester will share practical insights to help nonprofit leaders strengthen relationships, clarify priorities and develop more intentional and sustainable fundraising practices. Participants will leave with ideas and strategies they can take back to their organizations and put into practice.

The seminar is part of CFI’s ongoing commitment to strengthening the nonprofit sector through education, collaboration and capacity-building opportunities.

CFI extends its sincere appreciation to Sanibel Captiva Community Bank for sponsoring the seminar and for its continued investment in strengthening the local nonprofit community. Their support helps make valuable professional development opportunities like this accessible to nonprofit staff, board members and volunteers throughout the region.

“Strong nonprofits help build stronger communities,” said Amy McQuagge, Director of Marketing and Community Outreach at Sanibel Captiva Community Bank. “We’re proud to support opportunities like this that provide nonprofit professionals, board members and volunteers with practical tools, fresh perspectives and valuable connections. As a community bank, we believe investing in the nonprofit sector means more than providing financial support. It means helping organizations build capacity, share ideas and strengthen the relationships that enable them to create lasting impact.”

Event Details

Nonprofit Education Seminar with Lynne Wester
“The Future of Fundraising Is… What Matters”

Tuesday, November 17, 2026
Marriott Sanibel Harbour Resort & Spa
17260 Harbour Pointe Drive
Fort Myers, FL 33908

Doors open at 7:30 a.m. for registration, networking and breakfast. The program will begin at 8:30 a.m. and conclude at 12:00 p.m.

Registration is $50 per person and includes breakfast and the seminar.

Those who register before October 1 can receive $10 off registration by entering promo code EARLYBIRD at checkout.

Space is limited, and nonprofit professionals, board members and volunteers from throughout Southwest Florida are encouraged to attend.

Register here

For questions or additional information, contact the Charitable Foundation of the Islands at info@sancapcfi.org.

About the Charitable Foundation of the Islands

The Charitable Foundation of the Islands (CFI) inspires philanthropy, leadership and collaboration for the vitality of the island community. Through donor-advised funds, community grantmaking, nonprofit education, leadership initiatives and collaborative programs, CFI works to strengthen nonprofits, support innovative community solutions and invest in the future of Sanibel and Captiva.

From left: Dolly Farrell, Executive Director of the Charitable Foundation of the Islands; Kyle DeCicco, President and CEO of Sanibel Captiva Community Bank; Doug Congress, Vice Chair of the Charitable Foundation of the Islands; and Savannah Kelly, Director of Community Engagement.

About Sanibel Captiva Community Bank (SanCapBank.com)

Founded in 2003, Sanibel Captiva Community Bank has nine locations open throughout Lee County. On Fort Myers Beach, the bank is operating a temporary office open on Wednesdays, 9 a.m. to 4 p.m. and Fridays, 9 a.m. to 5 p.m., while its permanent full-service branch is under development.

 The bank is nationally ranked among the top-performing community banks in the country by S&P Global Market Intelligence and is consistently rated a 4- to 5-star institution by Bauer Financial, a trusted independent bank rating firm. With more than $1 billion in total assets, the bank is well-capitalized and generates one of the highest returns on equity of all Florida banks.

 The bank employs more than 120 people, over 60% of whom are current shareholders. Since 2003, Sanibel Captiva Community Bank has contributed more than $5 million to over 400 local charitable causes, and employees volunteer nearly 1,000 hours annually. The bank's commitment to community involvement extends beyond financial support, with almost 20% of employees serving in leadership roles with local nonprofit organizations.

 Sanibel Captiva Community Bank's team members provide customized individual and business banking services and specialize in residential and commercial lending. The bank offers personal and business checking, residential and commercial lending services, instant issue debit cards, and a full array of digital banking products and services, including mobile banking apps, Card Hub, online bill pay, Zelle®, Positive Pay, and ACH Manager. To learn more, visit sancapbank.com

 

CFI Offers Free AI Training Workshops to Help Sanibel-Captiva Community Put AI to Work

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The Charitable Foundation of the Islands (CFI) is inviting local businesses, nonprofit organizations, community leaders, entrepreneurs, and residents to take advantage of two upcoming free artificial intelligence workshops designed to provide practical tools participants can begin using right away.

Presented by the Florida Gulf Coast University AIN Hub Design & Technology Team and powered by CFI, the workshops are part of a four-part AI education series created to help the Sanibel and Captiva community better understand and utilize rapidly evolving AI technology.

The next workshop, “Boost Your Brand, Build Your Web Presence,” will take place Friday, September 18, from 10 a.m. to noon at the Sanibel & Captiva Islands Association of REALTORS®, 2353 Periwinkle Way, Suite 201, Sanibel.

The hands-on session will focus on using AI to strengthen digital marketing and online visibility. Participants will explore ways to use AI to generate engaging social media ideas and captions, plan content calendars, identify trends, develop website copy and layouts, and more. Whether participants are building an online presence from scratch or looking for new ways to improve an existing strategy, the workshop will offer practical techniques they can put to work immediately.

A final workshop in the series will be held Friday, October 16, from 8 to 10 a.m. at the Sanibel & Captiva Islands Association of REALTORS®. The session will continue building participants’ AI skills, with a focus on helping businesses and organizations use artificial intelligence to market smarter, save time, and reach more customers.

Both workshops are free and open to the public, and participants of all experience levels are encouraged to attend. No previous AI experience is necessary.

“These workshops are about making emerging technology approachable and useful for our community,” said Dolly Farrell, Executive Director of CFI. “AI is changing the way we work and communicate, and we want our local nonprofits, businesses and community members to have access to the tools and education they need to take advantage of these opportunities.”

The AI Workshop Series is made possible through CFI’s Community Impact Fund, which supports initiatives that respond to community needs and create opportunities for Sanibel and Captiva. Through the generosity of Community Impact Fund donors, CFI is able to offer the workshops at no cost to participants.

CFI extends a special thank you to the Sanibel & Captiva Islands Association of REALTORS® for serving as the venue sponsor for the series.

Space is limited, and advance registration is encouraged.

Register for the September 18 workshop:
https://secure.qgiv.com/for/charitablefoundationoftheislands/event/non-profitandleadershiphubcopy/

Register for the October 16 workshop:
https://secure.qgiv.com/for/charitablefoundationoftheislands/event/non-profitandleadershiphubseptcopy/

For additional information, contact CFI at info@sancapcfi.org.

About the Charitable Foundation of the Islands

The Charitable Foundation of the Islands works to strengthen the Sanibel and Captiva community by connecting people, resources and ideas to address community needs and create lasting impact. Through philanthropy, community leadership and collaborative initiatives, CFI supports the people and organizations working to ensure the islands continue to thrive.

Charitable Foundation of the Islands Announces 2026 Generosity Breakfast, with Sanibel Captiva Community Bank as Exclusive Corporate Sponsor

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From left: Amy McQuagge, Vice President and Director of Marketing, Sanibel Captiva Community Bank; Savannah Kelly, Director of Community Engagement, Charitable Foundation of the Islands; Rudi Hamer, Senior Vice President, Commercial Loan Officer and Relationship Manager, Sanibel Captiva Community Bank; Kyle DeCicco, President and Chief Executive Officer, Sanibel Captiva Community Bank; Dolly Farrell, Executive Director, Charitable Foundation of the Islands; and Doug Congress, Vice Chair, Charitable Foundation of the Islands.

The Charitable Foundation of the Islands (CFI) is proud to announce the return of its Generosity Breakfast, taking place Monday, November 16, 2026, at the Sundial Beach Resort & Spa on Sanibel Island in celebration of National Philanthropy Day. Presented by the CFI Board of Directors, the morning brings island residents, business leaders, and nonprofit partners together to celebrate the generosity that makes Sanibel and Captiva what they are — and to invest in what comes next. 

Sanibel Captiva Community Bank returns this year as the exclusive corporate sponsor of the Generosity Breakfast, continuing a partnership that helped launch the event in 2025, when more than 175 guests gathered for the inaugural celebration. 

The 2026 program features keynote speaker Lynne Wester, the presentation of the 2026 Generosity Champion Awards, and stories of impact from CFI's 2026 Community Impact Fund grantees. Guests will also be invited to help set the 2027 Community Impact Fund priorities, naming the emerging needs they see across the islands and investing in the solutions. 

Wester's keynote, You Matter More Than You Know: One Person, One Community, makes the case that a community is not built by a few large gestures but one person, one moment of caring at a time — and that every one of those moments counts for more than the giver usually realizes. 

In the true spirit of generosity, Sam Boren and Steve King, the 2026 Spirit of Generosity Co-Chairs of the event, are underwriting the Generosity Breakfast, allowing every dollar from ticket and table sales to go directly to CFI's Community Impact Fund. Longtime supporters of the islands, Boren and King have backed the Conservation Foundation's shoreline protection work, Community Housing & Resources' efforts to keep neighbors housed, and CFI's loan program for local entrepreneurs. Boren serves on CFI's Board of Directors. 

A special thank you is also extended to the Sundial Beach Resort & Spa for underwriting the event venue. Their support ensures that proceeds from the breakfast go straight to work in the community. 

CFI is deeply grateful to Sanibel Captiva Community Bank for stepping forward once again as exclusive corporate sponsor.   Since opening in 2003, the bank has contributed more than $5 million to over 400 local charitable causes, supported hurricane recovery efforts throughout the islands and across Southwest Florida, and invested in initiatives that strengthen the communities we call home. This commitment extends beyond financial support, with bank employees contributing nearly 1,000 volunteer hours each year. 

"Supporting the communities we serve has been part of our mission since the bank was founded. Whether through financial support, volunteerism or community partnerships, we're committed to helping the islands and Southwest Florida thrive. We're honored to serve again as the exclusive corporate sponsor of the Generosity Breakfast and to stand alongside CFI in recognizing the neighbors whose generosity shapes these islands." said Kyle DeCicco, President and CEO of Sanibel Captiva Community Bank. 

"The Generosity Breakfast shines a light on what makes our islands special: the wholehearted gift of time, talent, and treasure. We are grateful to Sam and Steve for underwriting this year's breakfast, to Sanibel Captiva Community Bank for their continued leadership as our exclusive corporate sponsor, and to Sundial Beach Resort & Spa for hosting us once again." said Dolly Farrell, Executive Director of the Charitable Foundation of the Islands. 

Event Details 

The Generosity Breakfast takes place Monday, November 16, 2026, at the Sundial Beach Resort & Spa, 1451 Middle Gulf Drive, Sanibel. The breakfast buffet begins at 8:00 a.m., with the program running from 9:00 to 11:00 a.m. Individual tickets are $225 and a table of eight is $2,000. Reserve tickets at  

secure.qgiv.com/for/generositybreakfast/event/generositybreakfast2026.

About the Charitable Foundation of the Islands (MyCFI.org) 

The mission of the Charitable Foundation of the Islands (CFI) is to inspire philanthropy, leadership, and collaboration for the vitality of the Island community. CFI has served the Sanibel and Captiva communities since the 1990s through the Francis Bailey Society and was officially incorporated as a 501(c)(3) organization in 2011. 

About Sanibel Captiva Community Bank (SanCapBank.com) 

Founded in 2003, Sanibel Captiva Community Bank has nine locations open throughout Lee County. On Fort Myers Beach, the bank is operating a temporary office open on Wednesdays, 9 a.m. to 4 p.m. and Fridays, 9 a.m. to 5 p.m., while its permanent full-service branch is under development. Sanibel Captiva Community Bank is nationally ranked among the top-performing community banks in the country by S&P Global Market Intelligence and is consistently rated a 4- to 5-star institution by Bauer Financial, a trusted independent bank rating firm. With more than $1 billion in total assets, the bank is well-capitalized and generates one of the highest returns on equity of all Florida banks. The bank employs more than 120 people, over 60% of whom are current shareholders. Since 2003, it has contributed more than $5 million to over 400 local charitable causes, and employees volunteer close to 1,000 hours annually. 

Sanibel Captiva Community Bank's team members provide customized individual and business banking services and specialize in residential and commercial lending. The bank offers personal and business checking, residential and commercial lending services, instant issue debit cards, and a full array of digital banking products and services, including mobile banking apps, Card Hub, online bill pay, Zelle®, Positive Pay, and ACH Manager. To learn more, visit sancapbank.com. 

Periwinkle Garden Club Donates $1,000 to Roots in Resilience

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The Periwinkle Garden Club of Fort Myers, the oldest garden club in Lee County and a club that once counted Mrs. Thomas Edison among its members, has donated $1,000 to Roots in Resilience, marking its first contribution to a nonprofit initiative on Sanibel Island. 

 The community extends our deepest appreciation to the Periwinkle Garden Club for helping to invest in Sanibel’s environmental future. The donation will support the restoration of Sanibel’s historic Causeway Corridor and the creation of a healthier, more resilient landscape for residents and visitors. 

 Roots in Resilience is a citizen-driven initiative that seeks to restore and enhance Sanibel Island’s vegetative character by introducing large, resilient, native trees and complementary vegetation to public roadways damaged or destroyed by recent storms. Partners include the City of Sanibel, Charitable Foundation of the Islands, Sanibel-Captiva Conservation Foundation, BIG ARTS and Coastal Vista Design. Citizen volunteers include John Henshaw, Kate Sergeant, David Muench and Jason Halliburton.  

The Charitable Foundation of the Islands (EIN 27-4027791) is proud to facilitate donations from citizens, foundations and organizations to the Roots in Resilience project. Learn more at RootsinResilience.org.

Members of the Periwinkle Garden Club present a check for $1,000 to the Roots in Resilience initiative. The donation will support the restoration of Sanibel’s historic Causeway Corridor and the creation of a healthier, more resilient landscape for residents and visitors. 

The Roots in Resilience Planning Committee (L to R): Dolly Farrell (Charitable Foundation of the Islands), Dana Dettmar (City of Sanibel), Elizabeth Gromko (BIG ARTS), David Muench (Periwinkle Park), John Henshaw (resident), Leigh Gevelinger (Coastal Vista Design), Rose Gilson (Coastal Vista Design), James Evans (Sanibel-Captiva Conservation Foundation), Jason Halliburton (resident), Kate Sergeant (resident), Jenny Evans (Sanibel-Captiva Conservation Foundation), and Savannah Kelly (Charitable Foundation of the Islands).  

About Roots in Resilience: (RootsinResilience.org) 

The mission of Roots in Resilience is to re-green Sanibel's public spaces by planting 50 large native trees and vegetation each year, restoring our sanctuary island's subtropical beauty and shade for decades to come. Roots in Resilience has set a 50-year goal of 50 trees planted annually — supporting shade and wildlife habitat while helping manage stormwater through transpiration and making the island more resilient overall. Its first project is already complete, with new projects planned for summer 2027 and beyond, and reaching this scale of impact will require reliable, ongoing funding each year. 

CFI Announces Sam Boren and Steve King as Founding Spirit of Generosity Chairs

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The Charitable Foundation of the Islands (CFI) is proud to announce Susan “Sam” Boren and Steve King as the Founding Spirit of Generosity Chairs of the 2026 Generosity Breakfast, taking place Monday, November 16, at Sundial Beach Resort & Spa.

Register for the Generosity Breakfast!


The Spirit of Generosity Chairs recognize individuals whose philanthropy reflects a deep commitment to the Sanibel-Captiva community. Through Sam and Steve’s generous gift to underwrite the breakfast, every dollar raised through ticket and table sales will directly support CFI’s Community Impact Fund, helping address community needs and invest in opportunities that strengthen the islands.

“Sam and Steve embody what the Spirit of Generosity is all about,” said Dolly Farrell, Executive Director of CFI. “Their generosity is thoughtful, deeply personal and rooted in a genuine desire to strengthen the community around them. We are incredibly grateful for their leadership and for helping us inspire others to consider the difference their own generosity can make.”

Children on playgrounds around the world climb structures shaped by Steve’s design work at Landscape Structures, Inc., the company he founded and grew into an internationally recognized name in play design. That same care for people and community is reflected in Sam and Steve’s philanthropy.

On Sanibel, their generosity has supported organizations including the Sanibel-Captiva Conservation Foundation (SCCF), Community Housing & Resources (CHR) and CFI. Beyond the islands, much of their philanthropy has focused on environmental and conservation causes, including NatureBridge, where Sam served as Board Chair, American Rivers and Direct Impact Africa. Their giving also includes an endowed dean’s chair at Iowa State University, among many other organizations and causes close to their hearts.

Sam brings decades of leadership experience from her career as a partner with Spencer Stuart and now serves on CFI’s Board of Directors. Sam and Steve are also CFI donor-advised fund partners and supporters of CFI’s Accelerate Small Business Loan Program, reflecting their belief that a strong community depends on thriving nonprofits, local businesses and people committed to making a difference.

As the Founding Spirit of Generosity Chairs, Sam and Steve will help welcome guests and set the tone for a morning celebrating the many ways generosity shapes Sanibel and Captiva.

The 2026 Generosity Breakfast will bring together community members, nonprofit leaders and philanthropists to celebrate those making a lasting difference and inspire continued investment in the future of the islands. Tickets are $225 per person, and tables of eight are $2,000, with proceeds from ticket and table sales benefiting CFI’s Community Impact Fund.

Tickets and tables may be purchased online through the 2026 Generosity Breakfast registration page.

2026 Generosity Breakfast Registration

About the Charitable Foundation of the Islands

The Charitable Foundation of the Islands works to strengthen the Sanibel-Captiva community through philanthropy, leadership and collaboration. Through donor-advised funds, community grantmaking, leadership initiatives and partnerships, CFI connects generous people with opportunities to create meaningful and lasting impact.

About the Community Impact Fund
 CFI’s Community Impact Fund provides flexible funding to address the Sanibel-Captiva community’s most pressing needs and emerging opportunities. Through the fund, CFI invests in local nonprofits, collaborative initiatives and innovative solutions that strengthen the islands and create lasting community impact.

2026 Tax Incentive to Support Charitable Causes

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You Don't Have to Itemize to Receive a Tax Benefit for Charitable Giving

Beginning with the 2026 tax year, millions of Americans will receive a new tax incentive to support the charitable causes they care about—even if they take the standard deduction.

Included in the tax legislation passed by Congress in 2025 is a new charitable deduction for taxpayers who do not itemize. Single filers may deduct up to $1,000 in cash gifts to qualified charities, while married couples filing jointly may deduct up to $2,000.

Since the 2017 tax law increased the standard deduction, most taxpayers have stopped itemizing their returns. As a result, many people who faithfully supported their church, local food bank, scholarship fund, or community nonprofit received no federal tax benefit for their charitable giving. Beginning in 2026, that changes.

Why It Matters

This new deduction recognizes what nonprofit organizations have always known: meaningful community impact isn't driven only by major gifts. It is built through thousands of generous contributions from individuals and families who give what they can throughout the year.

Whether you donate $50, $250, or $1,000, your gift helps strengthen the organizations that make our communities thrive.

Rather than waiting until December, consider making your charitable gifts throughout the year. Giving earlier allows nonprofits to put those resources to work immediately while also giving you time to organize your records and discuss the deduction with your tax advisor before filing season.

A Few Important Details

Like any tax provision, there are a few rules to understand.

The deduction applies only to cash contributions, including checks, credit card donations, electronic payments, and payroll deductions made directly to qualified public charities. Donations of clothing, household goods, appreciated securities, or gifts made through donor-advised funds are not eligible for this deduction.

As always, keep records of your charitable contributions. The IRS continues to require written acknowledgments for contributions of $250 or more.

What It Means for Southwest Florida

On Sanibel and Captiva, we've witnessed firsthand the power of everyday generosity. Following Hurricane Ian, it wasn't just transformational gifts that helped our community recover—it was thousands of donations from neighbors, visitors, and seasonal residents who wanted to make a difference.

Those gifts continue to sustain the nonprofits that provide education, environmental stewardship, arts and culture, human services, conservation, and community-building programs throughout our islands.

While charitable giving should always begin with a desire to make a difference, this new deduction provides an added incentive for households that previously received no tax benefit for their generosity.

If you typically take the standard deduction, now is a great time to talk with your tax advisor about how this new provision applies to your situation. And if you've been considering supporting a local nonprofit, there's never been a better time to begin.

Your generosity strengthens our community every day. Beginning in 2026, the tax code will finally recognize it as well.

Charitable Foundation of the Islands Announces 2026 Generosity Breakfast

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Registration: Generosity Breakfast Tickets

The Charitable Foundation of the Islands (CFI) is pleased to announce its 2026 Generosity Breakfast, taking place on Monday, November 16, from 8:30 to 11:00 a.m. at the Sundial Beach Resort & Spa on Sanibel Island.

Held in conjunction with National Philanthropy Day, the annual Generosity Breakfast celebrates the spirit of giving that makes Sanibel and Captiva such extraordinary communities. This year's theme, Belonging, will explore how generosity of time, talent, and treasure strengthens our islands and creates a lasting sense of community.

The breakfast will feature keynote speaker Lynne Wester, Founder and Principal of the Donor Relations Group and one of the nation's leading experts in philanthropy and donor engagement.

Ticket registration will open on September 1st.

Save the date!

Monday, November 16, 2026

8:30 AM - 11:00 AM

Sundial Beach Resort & Spa

100+ Women Who Care Sanibel-Captiva Announces 2027 Season  

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100+ Women Who Care Sanibel-Captiva Announces 2027 Season  

We are excited to announce the 2027 meeting dates for 100+ Women Who Care Sanibel-Captiva! 

Thanks to the incredible growth of our membership, we are thrilled to be moving our meetings to the Sanibel Community House this season. With 198 members and growing, we have outgrown our previous meeting space, and we couldn't be more excited for what's ahead. 

100+ Women mEMBERS jANE dOSS AND rACHEL pIERCE

We would like to extend our sincere thanks to the Sanibel Captiva Association of Realtors® for their generosity and hospitality over the past two years. Their support played an important role in helping us launch and grow this program, and we are incredibly grateful for their partnership. We also want to thank the Sanibel Community House for helping offset our meeting venue costs, making this transition possible.  

Save the Dates 

Information Session 
January 12, 2027 | 4:00–6:00 p.m. 
Florida Trust Wealth Management – 2027 Sponsor 
2450 Periwinkle Way 
Sanibel, FL 33957 

2027 Giving Meetings | 9:00–10:00 a.m. 

Sanibel Community House 
2173 Periwinkle Way 
Sanibel, FL 33957  

  • February 9, 2027  

  • March 9, 2027  

  • April 6, 2027  

Member Happy Hour 
April 27, 2027 | 4:00–6:00 p.m. 
Hosted by Congress Jewelers 
2075 Periwinkle Way, Suite 35 
Sanibel, FL 33957 

Registration opens on December 1st. Membership is $100 per meeting.  

Be sure to follow us on social media and visit www.sancap100.org for registration information, event updates, and the latest news throughout the season. 

Thank you to our members, sponsors, volunteers, and community partners for making 100+ Women Who Care Sanibel-Captiva such a meaningful force for good in our community. Over $124,000 has been distributed to Island nonprofits in just six hours since 2025. We can't wait to see what we'll accomplish together in 2027! 


Community Impact Fund Brings Free AI Marketing Workshop to Sanibel and Captiva

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Thanks to support from the Charitable Foundation of the Islands' (CFI) Community Impact Fund, local businesses, nonprofits, entrepreneurs, and community organizations are invited to attend "Market Smarter with AI," a free, hands-on workshop presented by the Florida Gulf Coast University AIN Hub Design & Technology Team and powered by CFI.

The workshop will take place on Friday, August 14, 2026, from 10:00 a.m. to 12:00 p.m. at the Sanibel & Captiva Islands Association of REALTORS®, located at 2353 Periwinkle Way, Suite 201, Sanibel, FL 33957. CFI extends its sincere appreciation to the Sanibel & Captiva Islands Association of REALTORS® for generously hosting the workshop and supporting opportunities that bring innovative education and professional development to the island community.

The AI Marketing Workshop is part of CFI's four-part AI Education Series, made possible through the Community Impact Fund. The fund was created to provide long-term, sustainable support for innovative community initiatives, nonprofit capacity building, leadership development, and emerging community needs. Through investments like this workshop series, the Community Impact Fund helps equip local organizations with the

tools and knowledge they need to thrive and better serve the Sanibel and Captiva community.

Designed for professionals at every level, the workshop will provide practical strategies that participants can begin using immediately. Whether attendees are new to artificial intelligence or already experimenting with AI tools, they will leave with valuable skills to enhance their organization's marketing and communications.

During the interactive workshop, participants will learn how to:

· Create marketing content, social media posts, and promotional materials using AI.

· Save time and improve productivity through AI-powered marketing tools.

· Strengthen communications and storytelling to better engage customers, donors, and supporters.

· Streamline everyday marketing tasks and workflows.

· Explore practical AI tools that can help grow businesses and nonprofit organizations.

"One of the goals of CFI's Community Impact Fund is to bring innovative learning opportunities to our island community," said Savannah Kelly, Director of Community Engagement at the Charitable Foundation of the Islands. "Artificial intelligence is rapidly changing how organizations communicate and operate. Through this series, we're helping nonprofits and businesses gain practical skills that save time, strengthen their marketing, and ultimately allow them to better serve our community."

To get the most from this interactive workshop, attendees are encouraged to subscribe to Claude Pro before the session. The hands-on exercises will utilize Claude Desktop, which requires a Claude Pro subscription. Participants without a subscription are still welcome to attend and will benefit from the demonstrations and instruction, although they will have limited opportunities to participate in some of the interactive activities.

The workshop is free to attend, but advance registration is required. To reserve your spot, visit: https://secure.qgiv.com/for/charitablefoundationoftheislands/event/aimarketingworkshop/

To learn more about CFI's Community Impact Fund and how it is investing in innovative projects that strengthen Sanibel and Captiva, visit: CFI Community Impact Fund For additional information, please contact CFI at info@sancapcfi.org.

About the Charitable Foundation of the Islands

The Charitable Foundation of the Islands (CFI) inspires philanthropy, leadership, and collaboration for the vitality of the island community. Through donor-advised funds, grantmaking, leadership initiatives, and collaborative programs like the Community Impact Fund, CFI strengthens nonprofits, supports innovative community solutions, and invests in the future of Sanibel and Captiva.

Charitable Foundation of the Island's Accelerate Program Deploys More Than $810,000 in Low-Interest Loans to Island Businesse

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The Charitable Foundation of the Islands (CFI), in partnership with Sanibel Captiva Community Bank and a dedicated group of community investors, continues to strengthen the economic resilience of Sanibel and Captiva through the Accelerate Small Business Loan Program.

Established in the aftermath of Hurricane Ian, Accelerate is a $1.2 million small business recovery initiative designed to provide flexible capital to eligible island businesses as they rebuild, adapt, and thrive. The program reflects a shared commitment to preserving the local businesses that are essential to the fabric of the island community. A revolving loan fund has been established to ensure the program can continue well into the future.

To date, the program has deployed more than $810,000 in low-interest loans to support nine local businesses. These investments have helped preserve jobs, sustain essential services, and support the businesses that contribute to the unique character and vitality of Sanibel and Captiva.

"Small businesses are critical to the strength and character of our island community," said Doug Congress, Chair of the Accelerate Investment Advisory Committee and Vice Chair of the Charitable Foundation of the Islands. "Through Accelerate, we have been able to provide meaningful support to local business owners as they navigate recovery and position themselves for long-term success. The deployment of more than $810,000 in loans reflects both the resilience of our business community and the power of collaborative investment."

CFI also extends its sincere appreciation to Sanibel Captiva Community Bank and in particular Senior Vice President Commercial Loan Officer & Portfolio Manager Rudi Hamer for their extraordinary partnership in making the Accelerate program possible. The Bank has generously provided its expertise, underwriting, loan servicing, and administrative support entirely in-kind, ensuring that the program's resources remain focused on supporting local businesses.

"At Sanibel Captiva Community Bank, we believe that strong local businesses are essential to a thriving community," said Kyle DeCicco, President and CEO of Sanibel Captiva Community Bank. "We are honored to partner with the Charitable Foundation of the Islands and the Accelerate investors to help provide access to capital for businesses that have demonstrated remarkable perseverance and commitment to our island community. Supporting their continued success is an investment in the future of Sanibel and Captiva." Businesses interested in applying should email Accelerate@sancapcfi.org and include a phone number to request an application. Following a pre-screening call, qualified applicants will receive instructions for submitting a secure online application and supporting documentation.

Applications are reviewed through a multi-step process involving the Accelerate Investment Advisory Committee, investor representatives, and Sanibel Captiva Community Bank. All parties reserve the right to approve or deny applications.

For more information about the Accelerate Small Business Loan Program, call 239-322-3818 and select option 3 for Small Business Inquiries, email Accelerate@sancapcfi.org, or visit the website below.

Small Business Loan Program — Charitable Foundation of the Islands


About the Charitable Foundation of the Islands

The Charitable Foundation of the Islands enhances quality of life on Sanibel and Captiva through strategic philanthropy and community leadership. By supporting initiatives that address critical local needs, CFI plays a key role in fostering a strong, connected, and resilient community.

About Sanibel Captiva Community Bank

Founded in 2003, Sanibel Captiva Community Bank has nine locations open throughout Lee County. On Fort Myers Beach, the bank is operating a temporary office open on Wednesdays, 9 a.m. to 4 p.m. and Fridays, 9 a.m. to 5 p.m., while its permanent full-service branch is under development.

Sanibel Captiva Community Bank is nationally ranked as a top performing community bank by S&P Global Market Intelligence and is consistently rated a 4- to 5-star institution by Bauer Financial, a trusted independent bank rating firm. With more than $1 billion in total assets, the bank is well-capitalized and generates one of the highest returns on equity of all Florida banks. The bank employs more than 120 employees, and more than 60% are current shareholders. Since 2003, the bank has contributed well over $5 million to over 400 local, charitable causes and employees volunteer close to 1,000 hours annually.

Sanibel Captiva Community Bank’s team members provide customized individual and business banking services and specialize in residential and commercial lending. The bank offers personal and business checking, residential and commercial lending services, instant issue debit cards and a full array of digital banking products and services, including mobile banking apps, Card Hub, online bill pay, Zelle®, Positive Pay and ACH Manager. To learn more, visit sancapbank.com.

 Charitable Foundation of the Islands Welcomes Bryli Antalick as Program & Administrative Coordinator

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SANIBEL, Fla. – The Charitable Foundation of the Islands (CFI) is pleased to announce that Bryli Antalick has joined the organization as its new Program & Administrative Coordinator.

In this role, Antalick will support a wide range of initiatives that advance CFI's mission of inspiring philanthropy, leadership, and collaboration for the vitality of the island community. Her responsibilities will include assisting with donor stewardship, supporting fundraising efforts, coordinating community programs, helping execute signature events, and providing administrative support for the Foundation's day-to-day operations. These priorities align closely with the position's focus on strengthening donor relationships, supporting community engagement initiatives, and ensuring organizational excellence.

Antalick brings more than seven years of experience in corporate retail and business operations, with expertise in project coordination, relationship management, and organizational support. Throughout her career with Chico's FAS and Versona, she collaborated with cross-functional teams, managed complex projects, analyzed business performance, and cultivated partnerships with vendors and stakeholders to drive organizational success.

"We are thrilled to welcome Bryli to the CFI team," said Dolly Farrell, Executive Director of the Charitable Foundation of the Islands. "Her strong organizational skills, collaborative approach, and passion for building meaningful relationships make her an excellent addition to our organization. As CFI continues to grow and expand its impact, Bryli's talents will help strengthen the programs and partnerships that benefit our island community."

Antalick is eager to begin this new chapter and immerse herself in the Sanibel and Captiva communities she is proud to serve.

"I am honored to join the Charitable Foundation of the Islands and contribute to an organization that is making such a meaningful difference in the community," said Antalick. "I look forward to building relationships, supporting CFI's important work, and helping create positive and lasting impact throughout the islands."

Outside of work, Antalick enjoys traveling and surfing with her husband, Shane, and embracing new adventures together.

CFI has served Sanibel and Captiva for more than a decade as a 501(c)(3) public charity dedicated to supporting nonprofits, developing leaders, and fostering collaboration to strengthen the community. Through initiatives such as the Community Impact Fund, Leadership Sanibel & Captiva, and 100+ Women Who Care Sanibel-Captiva, the Foundation works to address community needs and inspire generosity throughout the region.

About the Charitable Foundation of the Islands
 The Charitable Foundation of the Islands (CFI) inspires philanthropy, leadership, and collaboration for the vitality of the island community. Since its founding, CFI has supported nonprofit organizations, cultivated emerging leaders, and connected donors with opportunities to create meaningful change across Sanibel, Captiva, and Southwest Florida. To learn more, visit www.sancapcfi.org.

Charitable Foundation of the Islands Celebrates Graduation of Leadership Sanibel-Captiva Class of 2026

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SANIBEL, FL — The Charitable Foundation of the Islands (CFI) celebrated the graduation of the Leadership Sanibel-Captiva Class of 2026 last week during a Closing Session Dinner held at Sundial Beach Resort & Spa. The evening recognized 13 emerging and established leaders who completed the immersive community leadership program designed to deepen understanding of the issues, organizations, and partnerships shaping Sanibel and Captiva. 

Over the course of six sessions, participants explored topics including local government, nonprofit collaboration, arts and culture, environmental stewardship, resiliency and recovery, business and tourism, and the unique history and character of the islands. The program connected class members with nonprofit leaders, business owners, elected officials, and community partners working together to strengthen the island community. 

“With this graduating class, we now have 51 Leadership alumni — a growing network of engaged and committed leaders in our community,” said Savannah Kelly, Director of Community Engagement at CFI, who led the program for the first time this year. “This program is not just about learning. It’s about building relationships, strengthening collaboration, and inspiring people to continue showing up and making a difference in our community.” 

Pictured from left are Jason Cohen, John Darby, Bronwyn Bergen, Leigh Gevelinger, Shane Antalick, Ellen Israel, Jason Halliburton, Kelley Haas, Sean Niesel, Whitney Congress Ely, and Jodi Schwartzel.

Members of the Leadership Sanibel-Captiva Class of 2026 included Shane Antalick, Bronwyn Bergen, Jason Cohen, Whitney Congress Ely, John Darby, Darnell DeMeola, Leigh Gevelinger, Kelley Haas, Jason Halliburton, Ellen Israel, Sharon List, Sean Niesel, and Jodi Schwartzel. 

Throughout the evening, class members reflected on the experiences, relationships, and deeper sense of community they gained through the program. 

Darnell DeMeola shared a poem inspired by his experience in the program, describing Sanibel as “more than beaches, shells, and sea” and reflecting on “the heart behind the islands and what they mean to me.” 

Bronwyn Bergen reflected on the impact of visiting The Sanibel School during the program. “We’ve lived here for six years, and through this program I’ve discovered so many hidden gems across the islands that I never knew about before,” she said. “I’m excited to continue finding ways to give back, because that’s truly the most important part.” 

Jason Cohen reflected on the strong relationships formed throughout the program and the impact those connections can have on the community. “One of the most outstanding parts of this class was the camaraderie among our classmates,” he said. “I didn’t go into the program with as many friendships as I have now, and our class developed a strong sense of unity. Those connections and the ability to work together, call the right people, and help move ideas forward are what truly help lift the entire island community.” 

Whitney Congress Ely reflected on how deeply connected the program made her feel to the island community she grew up in. “This island is ingrained in all of us because it was taught to us early on through every lens,” she said. “After going through this class, I now have the confidence to say yes to opportunities that may come my way and continue serving the community for years and generations to come.”  

“As a longtime business owner on Sanibel, I thought I already knew many of the nonprofits and organizations on the islands,” said Leigh Gevelinger. “What surprised me most was getting to see the behind-the-scenes connections and the incredible depth of impact these organizations have — not only on Sanibel and Captiva, but throughout the larger community.” 

Shane Antalick, who was born and raised on Sanibel, shared that the program helped him move beyond a surface-level understanding of the community. “With this new understanding, I’m excited to contribute however I can and help these organizations continue to succeed and grow,” he said. 

Jason Halliburton described the program as “a terrific opportunity to really get to know the islands,” adding that “the classmates you meet quickly become friends” and that Leadership has been “an incredible experience.” 

Ellen Israel shared how meaningful the Leadership experience was as someone relatively new to the islands. “I’m so grateful to my friend Darnell DeMeola for first introducing me to Sanibel and ultimately convincing me to make this special community home,” she said. “This program gave me an even deeper appreciation for the people, organizations, and spirit that make these islands so unique. I’ve loved every part of the experience and look forward to becoming even more involved in the community.” 

Sean Niesel reflected on learning more about the nonprofit organizations serving the islands. “Learning about all the different ways we can get involved and help Sanibel continue to grow has been amazing,” he said. “It’s been an incredible experience.” 

Kelley Haas shared that the program deepened her appreciation for the collaboration and passion that define the island community. “What stood out to me most was the way organizations across the islands truly work together for the benefit of the community,” she said. “It really is neighbors helping neighbors.” 

Sharon List spoke about how the experience strengthened her connection to Sanibel and Captiva. “This program has truly reinforced my desire to stay here long-term, continue contributing, and remain part of this special place,” she said. 

Jodi Schwartzel reflected on the deeper understanding and connections she gained through the program. “The best part of this experience has been getting to know the current participants and learning from the organizations that help shape our islands,” she said. “I’ve been inspired by the kindness, philanthropy, and sense of duty to protect and give back to this community. Here’s to the next generation of island leaders.”  

John Darby reflected on the broad perspective the program provided participants. “I’ve learned a tremendous amount about the islands, especially in areas I wouldn’t naturally gravitate toward on my own,” he said. “It’s been an incredibly well-rounded experience and a great foundation for anyone who wants to become more involved or inspired to lead within the community.” 

The Closing Session Dinner also included recognition of the program’s Island Leadership Committee and Planning Committee members, whose volunteer leadership helped guide each session throughout the year. 

As part of the evening, CFI introduced three peer-nominated class awards recognizing leadership, engagement, and community spirit. Recipients of the Island Connector Award were Sharon List, Jason Cohen, and Bronwyn Bergen. The Spirit of Sanibel-Captiva Award was presented to Leigh Gevelinger and Jason Halliburton. Kelley Haas received the inaugural Washuta Award, named in honor of Leadership alumnus Ken Washuta, recognizing exceptional engagement and commitment throughout the program. 

Leadership Sanibel-Captiva is a program of the Charitable Foundation of the Islands and is designed to connect and inspire current and emerging leaders, deepen understanding of local issues, and encourage active civic engagement across Sanibel and Captiva. 

Individuals interested in nominating someone for or joining the Leadership Sanibel-Captiva Class of 2027 are encouraged to contact info@sancapcfi.org for more information. 

About the Charitable Foundation of the Islands 

The Charitable Foundation of the Islands (CFI) connects generous people with causes that matter most, strengthening the Sanibel and Captiva community through strategic grantmaking, leadership development, and philanthropic services. By investing in nonprofit partners and local leaders, CFI helps build a resilient, thriving island community for today and the future. 

Island Community Leader Brian Rist Receives Honorary Doctorate from Florida Gulf Coast University

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Leadership Sanibel-Captiva Graduate, CFI Board Secretary, and FGCU Benefactor

Honored at Spring 2026 Commencement

Dr. Brian Rist with FGCU President Dr. Aysegul Timur at the Spring 2026 Commencement at Alico Arena, where the Sanibel Island entrepreneur, philanthropist, and CFI Board Secretary received an Honorary Doctorate from Florida Gulf Coast University.


SANIBEL, Fla. — May 6, 2026 — Florida Gulf Coast University (FGCU) conferred an Honorary Doctorate upon Sanibel Island resident Brian Rist during its Spring 2026 Commencement ceremonies held May 2nd at Alico Arena. Rist is the founder of Storm Smart Industries and former Executive Chairman of The Smart Companies. The recognition is one of the university’s highest honors and celebrates both his entrepreneurial leadership and his growing impact on Southwest Florida communities, including Sanibel and Captiva Islands.

Just two months after Hurricane Ian devastated Sanibel, Brian and his wife Kim purchased a home on West Gulf Drive. Eager to become engaged in their new community, Brian sought opportunities to better understand the islands and contribute to its recovery. A community advisor encouraged him to apply for the Charitable Foundation of the Islands (CFI) Leadership Sanibel-Captiva program — a civic leadership initiative designed to connect residents with the island’s most important organizations, challenges, and opportunities. He enrolled, graduated with the Class of 2024, and has remained deeply involved ever since.

Today, Brian serves as Secretary of the CFI Board of Directors and is an active member of both CFI’s Economic Revitalization and Accelerate Small Business Loan Program committees, helping guide long-term economic recovery efforts for the island community. He also played a key role in launching the community’s Recovery Dashboard last year, collaborating with volunteers and leading the partnership with the Ain Design and Technology Hub at FGCU to launch the project.

As CFI Board Chair Lisa Riordan noted, "Brian's journey to Sanibel is itself a story of resilience and commitment. We are so proud to see him recognized by FGCU with this honor. It is richly deserved, and a reflection of the kind of leadership that makes our islands stronger."

Brian and Kim are also active community supporters of BIG ARTS and the Bailey-Matthews National Shell Museum & Aquarium, investing in the arts, education, and cultural organizations that help define Sanibel and Captiva. Through the Rist Family Foundation, the couple supports initiatives focused on education, economic and social impact, veterans, and everyday heroes throughout Southwest Florida.

Brian’s connection to FGCU is equally significant. A longtime adjunct professor in FGCU’s Daveler & Kauanui School of Entrepreneurship, now home to the Rist Family Foundation Institute for Entrepreneurship and the Rist Family Foundation Makerspace. Brian has mentored tens of students, judged entrepreneurship competitions, and shared real-world business experience in the classroom for years. He currently serves on the FGCU Foundation Board and chairs its Development Committee.

About Brian Rist

Brian Rist is the founder of Storm Smart Industries and former Executive Chairman of The Smart Companies. He is an adjunct professor at FGCU’s Daveler & Kauanui School of Entrepreneurship, a graduate of the CFI Leadership Sanibel-Captiva Class of 2024, Secretary of the CFI Board of Directors, and Chairman of the Rist Family Foundation. He and his wife Kim reside on Sanibel Island.

About Charitable Foundation of the Islands (MyCFI.org)

The mission of the Charitable Foundation of the Islands (CFI) is to inspire philanthropy, leadership, and collaboration for the vitality of the island community. CFI has served the Sanibel and Captiva communities since the 1990s through the Francis Bailey Society and was officially incorporated as a 501(c)(3) organization in 2011. For more information, visit charitablefoundationoftheislands.org or call 239.322.3818.